What do these guides cover?
These are plain-English guides for Camden County and South Jersey homeowners on selling a house quickly —
including inherited and probate homes, stopping foreclosure, selling as-is, how cash offers are calculated,
and how a cash sale compares to listing with an agent. Written by Tom O’Donnell, a local cash home buyer.
Selling Options Condos and townhomes come with HOA dues, special assessments, and condo-approval rules that can scare off financed buyers. Here's how to sell a condo or townhome fast in New Jersey — and why a cash sale sidesteps the financing traps.
Landlords & Rentals Selling a duplex, triplex, or small multi-family in Camden County means dealing with tenants, leases, and pickier buyer financing. Here's how to sell a multi-family property fast for cash — occupied or vacant, as-is, with no commissions.
Comparisons Red flags to watch for when selling your New Jersey home — from fake cash buyers and wholesaler bait-and-switch tactics to title fraud and earnest-money schemes. How to verify a buyer is legitimate.
Foreclosure What happens when you fall behind on mortgage payments in New Jersey, your realistic options before foreclosure, and how selling for cash can stop the spiral and protect your equity and credit.
Selling As-Is Your options for selling a house that needs a new roof, foundation work, HVAC replacement, or other major repairs in New Jersey — fix it, list it, or sell as-is to a cash buyer.
Property & Code Open building permits can stall a New Jersey home sale at the certificate-of-occupancy inspection. Here's how open and expired permits work, who's responsible, and how to sell as-is for cash without closing them out first.
Landlords & Rentals Non-paying, holdover, or hostile tenants make a New Jersey rental hard to sell on the open market. Here's how NJ landlord-tenant law affects the sale, your options, and how to sell as-is for cash without finishing an eviction first.
Taxes & Costs A plain-English breakdown of New Jersey's so-called 'exit tax' — what the 2% nonresident withholding really is, the GIT/REP forms that gate deed recording, who's exempt (including most primary-residence sellers), and how to claim a refund if the withholding overshoots your actual tax.
Taxes & Costs A plain-English breakdown of New Jersey's Realty Transfer Fee — the sliding-scale rates, who pays, the exemptions, and the 2025 change that moved the supplemental $1M+ fee from the buyer to the seller.
Selling As-Is A plain-English guide to selling a fire-, smoke-, flood-, or water-damaged house in New Jersey — disclosure rules, the insurance-claim question, why most retail buyers can't finance damaged collateral, and when an as-is cash sale is the cleanest exit.
Life Situations How a marital-home sale actually works during a New Jersey divorce — equitable distribution as a framework, the automatic restraints that kick in when a complaint is filed, who has to sign, refinance vs. assumption vs. sale, and how proceeds get handled at closing.
Life Situations Practical playbook for selling a Camden County home on a relocation timeline — the dual-mortgage carrying-cost trap, coordinating a sale with a fixed move date, remote-closing logistics, employer relocation packages, and when listing makes sense vs. when certainty beats top dollar.
Title & Liens A plain-English guide to quitclaim deeds in New Jersey — how they differ from a bargain-and-sale or warranty deed, when to use one (intra-family transfers, divorce, clearing title clouds), and the catches that surprise people.
Inherited & Probate How to sell a New Jersey house that's held in a revocable living trust, irrevocable trust, or testamentary trust — the trustee's role, the probate-avoidance benefit, taxes, and how a cash sale fits trust-owned property.
Comparisons A side-by-side comparison of the three ways to sell a house in New Jersey — a local cash buyer, an online iBuyer, and listing with a real estate agent — covering speed, fees, repairs, certainty, and what you actually net.
Comparisons Not all 'we buy houses' companies are the same. Compare local owner-operators, national franchises, online iBuyers, and wholesalers — plus the red flags to avoid and the exact questions to ask before you accept a cash offer in New Jersey.
Selling Options A realistic timeline for selling a house in New Jersey — how long a traditional listing takes from prep to closing, versus a cash sale that can close in about a week.
How Offers Work What cash investors actually pay for houses in New Jersey, the 70% ARV rule of thumb most use, a worked example, and how to tell a fair offer from a lowball.
Selling As-Is How to sell a hoarder or heavily cluttered house in New Jersey without cleaning it out — a discreet, as-is cash sale where you take what you want and leave the rest.
Inherited & Probate A plain-English walkthrough of selling a house in probate in New Jersey — from opening the estate at the county surrogate to getting authority to sell and closing — plus how a cash sale fits the timeline.
Property & Code Open code violations or a failed certificate-of-occupancy inspection don't have to stop your sale. Here's how municipal code issues work in New Jersey and how to sell a house with violations as-is for cash.
Title & Liens Liens and judgments don't stop you from selling your New Jersey house — they get paid from the proceeds at closing. Here's how property liens, judgment liens, and tax liens work in NJ and how a cash sale clears them.
Selling Options Two ways to sell a house without a realtor in New Jersey — for sale by owner (FSBO) or a direct cash sale — with the steps, the costs you save, and the trade-offs of each.
Life Situations A guide for NJ seniors and their families on selling the longtime family home — handling decades of belongings, timing the move to senior living, the capital-gains exclusion, and paying off a reverse mortgage.
Taxes & Costs A plain-English look at the taxes and costs of selling a house in New Jersey — the Realty Transfer Fee, the nonresident 'exit tax' withholding, and the federal capital-gains exclusion — and when each one actually applies.
How Offers Work A plain-English explanation of what a cash offer on a house is, how a cash sale works in New Jersey, and the pros and cons compared with a financed buyer.
Selling Options A side-by-side comparison of selling your South Jersey house to a cash buyer versus listing with a real estate agent — commissions, repairs, timeline, and what you actually net.
How Offers Work A transparent breakdown of how legitimate cash home buyers calculate their offers — the ARV minus repairs minus costs formula — so you can spot a fair offer from a lowball and negotiate with confidence.
Selling As-Is What 'selling as-is' really means in New Jersey, what disclosures you still owe, and how an as-is cash sale lets Camden County homeowners skip repairs, staging, and inspection renegotiation.
Inherited & Probate A step-by-step guide to selling an inherited or probate house in Camden County, New Jersey — the NJ probate process, the stepped-up tax basis, inheritance tax, and how to sell fast.
Landlords & Rentals How to sell a rental property with tenants still living in it in Camden County — your obligations under New Jersey landlord-tenant law, lease transfer rules, and how to sell fast without evicting.
Foreclosure New Jersey is a judicial-foreclosure state, which gives homeowners months to act. Here's how the NJ foreclosure timeline works and how selling for cash can stop it and protect your equity and credit.